SOLUTIONS AND SERVICES
Here at BGS you have access to all of the products and services you may need to pursue your personal goals as well as business goals. The most integral part of any solution we provide is that our client understands how it will help them reach their goal. We take the time and effort to not just make a recommendation, but provide the insight and understanding so that you are confident you’re headed in the right direction. We listen to you and focus on your goals, and we do so by providing a strong sense of community within our client base. At BGS, we specialize in the following services and solutions:
RETIREMENT*
Will you have enough for the retirement you want? Let us work with you to evaluate retirement-planning solutions and help you prepare for your post-career life.
- 401(K) Plans
- Pensions Plans
- IRA's Traditional Roth
- Simple Plans
- SEP/IRA's
- Actuary Services
ESTATE PLANNING SERVICE
The recent increases in the lifetime estate and gift tax exclusions have yet to expire, making now a good time protect your legacy. Find out how to preserve your legacy by passing on your wealth tax-effectively, while benefiting your loved ones and charities of choice.
- Estate Tax Returns
- Trusts
- Multi-Generational Wealth Transfer
- ILITS/CRUTS
- Asset Protection
- Gift Tax Strategies
INVESTMENTS*
Talk with us about investment strategies that can help address your important financial objectives, and find out how you have access to a wide array of investment solutions and services, including structured and professional money managers.
- Brokerage Accounts
- Mutual Funds
- Fee-Based Asset Management
- Structured Products
- REIT's, ETFs, Stocks, Bonds
- Annuities
MORTGAGE
Whether you are refinancing or making a first time home purchase, our in-house mortgage specialists will make sure you receive the most favorable terms
- Re-Finance Commercial
- Re-Finance Residential
- Purchase
ADVICE & PLANNING*
Plan what you want to achieve in life with a tailor-made plan that establishes short- and longterm goals, implements effective asset-allocation and wealth-building strategies, and regularly reviews your financial progress.
- Detailed Risk Analysis
- Strategic Income Planning
- Asset Allocation Strategies
- Portfolio Construction
- Tax Planning
- Education Funding
TAX PLANNING
No one wants to pay more than their fair share of taxes, yet few people understand our complex tax laws, especially since they change almost every year. If we can save you money on taxes it could be used towards the achievement of your financial goals in the short and long term.
- State Tax Return Preparation
- Relocation Tax Issues
- Representation Before the IRS
- Federal Tax Return Preparation
- Individual Tax Preparation & Planning
- Business Start Up, Counsel and Corporate Taxes
- Small Business Accounting Services
- IRS and State Tax Audits
- Income, Gift and Estate Tax Returns
INSURANCE SERVICES
Do you have a family who depends on you? Will their financial security suffer without the income or care you provide? The appropriate insurance policy can be used to protect everything you worked so hard for, there are many different types as well as levels of insurance coverage, so we make sure you know what is best for protecting your loved ones and business.
- Life Needs Analysis
- Life, Disability, and Health
- Key Person Insurance
- Business Continuation Planning
- Buy-Sell Agreements
- Group Health Care Plans
- Long Term Care
- Auto, Home, and Business
- Workman’s Compensation